{"id":15177,"date":"2024-10-30T20:58:46","date_gmt":"2024-10-30T20:58:46","guid":{"rendered":"https:\/\/medbox.com\/?p=15177"},"modified":"2026-01-22T17:31:50","modified_gmt":"2026-01-22T17:31:50","slug":"what-seniors-can-do-when-experiencing-financial-hardship","status":"publish","type":"post","link":"https:\/\/medbox.com\/zh\/what-seniors-can-do-when-experiencing-financial-hardship\/","title":{"rendered":"\u8001\u5e74\u4eba\u9047\u5230\u7ecf\u6d4e\u56f0\u96be\u65f6\u8be5\u600e\u4e48\u529e"},"content":{"rendered":"

\u6839\u636e\u201c\u5065\u5eb7\u8001\u9f84\u5316\u5341\u5e74\u201d\u8ba1\u5212\uff0c 14% 60\u5c81\u4ee5\u4e0a\u7684\u8001\u5e74\u4eba<\/a> \u4ed6\u4eec\u65e0\u6cd5\u6ee1\u8db3\u57fa\u672c\u751f\u6d3b\u9700\u6c42\u3002\u6b64\u5916\uff0c31% \u4eba\u6ca1\u6709\u4efb\u4f55\u79ef\u84c4\u6216\u517b\u8001\u91d1\u53ef\u4ee5\u4f9d\u9760\uff0c\u4ee5\u5907\u665a\u5e74\u4e4b\u9700\u3002.<\/p>\n\n\n\n

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\u60a8\u7684\u5904\u65b9\u5206\u7c7b\u548c\u4ea4\u4ed8<\/h2>\n <\/div>\n \n \n\n \u4e86\u89e3\u66f4\u591a<\/span>\n \n \n \n <\/a>\n\n <\/div>\n <\/div>\n <\/section>\n\n\n\n

\u7ecf\u6d4e\u56f0\u96be\u51e0\u4e4e\u662f\u6bcf\u4e2a\u4eba\u90fd\u4f1a\u9047\u5230\u7684\u5e38\u89c1\u95ee\u9898\u3002\u5e74\u8f7b\u4eba\u53ef\u4ee5\u63d0\u9ad8\u6216\u5b66\u4e60\u65b0\u6280\u80fd\uff0c\u4ece\u800c\u901a\u8fc7\u5404\u79cd\u65b9\u5f0f\u8c0b\u751f\u3002\u7136\u800c\uff0c\u968f\u7740\u5e74\u9f84\u589e\u957f\u548c\u9000\u4f11\uff0c\u589e\u52a0\u6536\u5165\u7684\u673a\u4f1a\u53ef\u80fd\u4f1a\u9010\u6e10\u51cf\u5c11\u3002\u4e0d\u5e78\u7684\u662f\uff0c\u8bb8\u591a\u4eba\u6ca1\u6709\u517b\u8001\u91d1\u6216\u8db3\u591f\u7684\u50a8\u84c4\u6765\u7ef4\u6301\u665a\u5e74\u7684\u751f\u6d3b\u3002\u6240\u6709\u8fd9\u4e9b\u56e0\u7d20\u52a0\u5728\u4e00\u8d77\uff0c\u5c31\u6784\u6210\u4e86\u7ecf\u6d4e\u538b\u529b\u7684\u6839\u6e90\u3002<\/p>\n\n\n\n

\u90a3\u4e48\uff0c\u5982\u679c\u8001\u5e74\u4eba\u9762\u4e34\u7ecf\u6d4e\u56f0\u96be\uff0c\u65e0\u6cd5\u6ee1\u8db3\u57fa\u672c\u751f\u6d3b\u9700\u6c42\uff0c\u4ed6\u4eec\u8be5\u600e\u4e48\u529e\u5462\uff1f\u4ee5\u4e0b\u662f\u4e00\u4e9b\u8001\u5e74\u4eba\u514b\u670d\u7ecf\u6d4e\u56f0\u96be\u7684\u65b9\u6cd5\u3002<\/p>\n\n\n\n

\u8001\u5e74\u4eba\u9762\u4e34\u7684\u4e3b\u8981\u8d22\u52a1\u6311\u6218\u662f\u4ec0\u4e48\uff1f\u5982\u4f55\u5e94\u5bf9\uff1f <\/h2>\n\n\n\n

\u9996\u5148\uff0c\u8fd9\u91cc\u7b80\u8981\u4ecb\u7ecd\u4e00\u4e0b\u8001\u5e74\u4eba\u9762\u4e34\u7684\u5e38\u89c1\u8d22\u52a1\u6311\u6218\u4ee5\u53ca\u5982\u4f55\u514b\u670d\u8fd9\u4e9b\u6311\u6218\u7684\u89c1\u89e3\u3002<\/p>\n\n\n\n

\u4f4e\u6536\u5165\u548c\u901a\u8d27\u81a8\u80c0\u52a0\u5267 <\/h3>\n\n\n\n

\u968f\u7740\u65f6\u95f4\u7684\u63a8\u79fb\uff0c\u5168\u7403\u901a\u8d27\u81a8\u80c0\u7387\u4e0d\u65ad\u4e0a\u5347\uff0c\u8fd9\u53ef\u80fd\u4f1a\u5bf9\u8bb8\u591a\u8001\u5e74\u4eba\u4ea7\u751f\u8d1f\u9762\u5f71\u54cd\uff0c\u5c24\u5176\u662f\u90a3\u4e9b\u9760\u56fa\u5b9a\u6536\u5165\u751f\u6d3b\u7684\u8001\u5e74\u4eba\u3002<\/p>\n\n\n\n

\u4e3a\u4e86\u5e94\u5bf9\u4f4e\u6536\u5165\u548c\u4e0d\u65ad\u4e0a\u6da8\u7684\u901a\u8d27\u81a8\u80c0\uff0c\u8bf7\u51cf\u5c11\u4e0d\u5fc5\u8981\u7684\u5f00\u652f\uff0c\u4f8b\u5982\u5962\u4f88\u54c1\u8d2d\u7269\u3001\u9001\u793c\u3001\u5916\u51fa\u5c31\u9910\u6216\u88c5\u9970\u54c1\u3002\u5982\u679c\u60a8\u8fd8\u6ca1\u6709\u9884\u7b97\uff0c\u53ef\u4ee5\u8003\u8651\u5236\u5b9a\u4e00\u4e2a\u5305\u542b\u98df\u54c1\u3001\u4f4f\u623f\u548c\u533b\u7597\u4fdd\u5065\u7b49\u57fa\u672c\u652f\u51fa\u7684\u9884\u7b97\uff0c\u5e76\u9650\u5236\u975e\u5fc5\u8981\u652f\u51fa\u3002<\/p>\n\n\n\n

\u533b\u7597\u8d39\u7528 <\/h3>\n\n\n\n

\u968f\u7740\u5e74\u9f84\u589e\u957f\uff0c\u6211\u4eec\u7684\u8eab\u5fc3\u5065\u5eb7\u53ef\u80fd\u4f1a\u5f00\u59cb\u4e0b\u964d\u3002\u5404\u79cd\u4e0e\u5e74\u9f84\u76f8\u5173\u7684\u75be\u75c5\uff0c\u4f8b\u5982 \u9ad8\u8840\u538b<\/a> \u6216\u8005 \u7cd6\u5c3f\u75c5<\/a>\uff0c\u4f1a\u5bfc\u81f4\u6574\u4f53\u533b\u7597\u4fdd\u5065\u6210\u672c\u589e\u52a0\u3002<\/p>\n\n\n\n

\u6b64\u5916\uff0c\u4e0e\u5e74\u9f84\u76f8\u5173\u7684\u75be\u75c5\u901a\u5e38\u9700\u8981\u7ec8\u751f\u670d\u836f\uff0c\u8fd9\u80af\u5b9a\u4f1a\u5f71\u54cd\u60a8\u7684\u9884\u7b97\u5e76\u9020\u6210\u7ecf\u6d4e\u56f0\u96be\u3002<\/p>\n\n\n\n

\u7ba1\u7406\u533b\u7597\u4fdd\u5065\u8d39\u7528\u53ef\u4ee5\u5305\u62ec\u5411\u60a8\u7684\u533b\u751f\u6216\u836f\u5242\u5e08\u8be2\u95ee\u6bcf\u79cd\u5408\u683c\u836f\u7269\u7684\u4f4e\u6210\u672c\u66ff\u4ee3\u54c1\u6216\u901a\u7528\u54c1\u724c\u3002<\/p>\n\n\n\n

\u5176\u4ed6\u63aa\u65bd\u5305\u62ec\u9009\u62e9\u5065\u5eb7\u7684\u751f\u6d3b\u65b9\u5f0f\u3001\u4fdd\u6301\u826f\u597d\u7684\u996e\u98df\u4e60\u60ef\u4ee5\u53ca\u63a7\u5236\u538b\u529b\uff0c\u4ee5\u9884\u9632\u75be\u75c5\u8fdb\u5c55\u3002\u4f8b\u5982\uff0c\u60a8\u53ef\u4ee5\u589e\u52a0\u4f53\u80b2\u953b\u70bc\uff0c\u907f\u514d\u98df\u7528\u9ad8\u94a0\u3001\u9ad8\u8102\u548c\u9ad8\u7cd6\u7684\u98df\u7269\u3002 <\/p>\n\n\n\n

\u60a8\u8fd8\u53ef\u4ee5\u627e\u5230\u4f18\u60e0\u5238\u548c\u6298\u6263\uff0c\u6216\u8054\u7cfb\u63d0\u4f9b\u533b\u7597\u4fdd\u5065\u8d22\u52a1\u652f\u6301\u7684\u975e\u8425\u5229\u7ec4\u7ec7\u6216\u60a3\u8005\u63f4\u52a9\u8ba1\u5212\u3002<\/p>\n\n\n\n

\u623f\u5c4b\u7ef4\u62a4 <\/h3>\n\n\n\n

\u5982\u679c\u60a8\u62e5\u6709\u623f\u5c4b\uff0c\u5c31\u9700\u8981\u7ef4\u62a4\uff0c\u5c24\u5176\u662f\u8001\u623f\u5b50\u3002\u7ef4\u62a4\u8d39\u7528\u53ef\u80fd\u5305\u62ec\u7ba1\u9053\u3001\u7535\u6c14\u5de5\u7a0b\u3001\u6392\u6c34\u6c9f\u7ba1\u7406\u4ee5\u53ca\u4fee\u590d\u7834\u635f\u7684\u5bc6\u5c01\u4ef6\u6216\u6cc4\u6f0f\u3002\u5982\u679c\u60a8\u4e0d\u64c5\u957f\u5bb6\u52a1\uff0c\u65e0\u6cd5\u81ea\u884c\u5904\u7406\uff0c\u8fd9\u4e9b\u7ef4\u4fee\u53ef\u80fd\u4f1a\u5e26\u6765\u5de8\u989d\u8d39\u7528\u548c\u7ecf\u6d4e\u538b\u529b\u3002<\/p>\n\n\n\n

\u964d\u4f4e\u623f\u5c4b\u7ef4\u62a4\u6210\u672c\u7684\u4e00\u4e2a\u65b9\u6cd5\u662f\u91c7\u53d6\u9884\u9632\u63aa\u65bd\uff0c\u907f\u514d\u65e5\u540e\u51fa\u73b0\u5de8\u989d\u5f00\u652f\u3002\u4e3b\u52a8\u7ef4\u62a4\u5de5\u4f5c\uff0c\u4f8b\u5982\u5b9a\u671f\u68c0\u67e5\u548c\u6e05\u6d01\u623f\u5c4b\uff0c\u53ef\u4ee5\u5e2e\u52a9\u60a8\u63d0\u524d\u5e94\u5bf9\u6602\u8d35\u7684\u7d27\u6025\u7ef4\u4fee\u3002\u53ca\u65f6\u4fee\u590d\u8f7b\u5fae\u7684\u7ba1\u9053\u95ee\u9898\uff0c\u5e76\u91c7\u53d6\u63aa\u65bd\u964d\u4f4e\u6c34\u7535\u8d39\uff0c\u4f8b\u5982\u5b89\u88c5\u8282\u80fd\u7535\u5668\u3002<\/p>\n\n\n\n

\u8001\u5e74\u4eba\u8fd8\u53ef\u4ee5\u5411\u653f\u5e9c\u548c\u975e\u8425\u5229\u673a\u6784\u7533\u8bf7\u623f\u5c4b\u4fee\u7f2e\u8865\u52a9\u91d1\u6216\u7ecf\u6d4e\u63f4\u52a9\uff0c\u4ee5\u5e2e\u52a9\u8001\u5e74\u4eba\u5728\u5bb6\u517b\u8001\u3002<\/p>\n\n\n\n

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Medbox\uff1a\u7b80\u5316\u60a8\u7684\u5904\u65b9\u7a0b\u5e8f<\/h2>\n <\/div>\n \n \n\n \u5f00\u59cb<\/span>\n \n \n \n <\/a>\n\n <\/div>\n <\/div>\n <\/section>\n\n\n\n

\u7f3a\u4e4f\u50a8\u84c4 <\/h3>\n\n\n\n

\u5de8\u989d\u7684\u610f\u5916\u5f00\u652f\u8ba9\u8bb8\u591a\u6210\u5e74\u4eba\u96be\u4ee5\u6512\u591f\u94b1\u3002\u6b64\u5916\uff0c\u4eba\u4eec\u5e38\u5e38\u628a\u591a\u4f59\u7684\u94b1\u82b1\u5728\u5ea6\u5047\u548c\u8d2d\u7269\u4e0a\uff0c\u800c\u4e0d\u662f\u79ef\u6512\u94b1\u3002 <\/p>\n\n\n\n

\u56e0\u6b64\uff0c\u9000\u4f11\u540e\uff0c\u4ed6\u4eec\u6ca1\u6709\u8db3\u591f\u7684\u50a8\u84c4\u6765\u7ba1\u7406\u5f00\u652f\u3002\u7f3a\u4e4f\u5e94\u6025\u50a8\u84c4\u662f\u8001\u5e74\u4eba\u968f\u7740\u5e74\u9f84\u589e\u957f\u666e\u904d\u9762\u4e34\u7684\u53e6\u4e00\u4e2a\u91cd\u5927\u8d22\u52a1\u95ee\u9898\u3002 <\/p>\n\n\n\n

\u60a8\u53ef\u4ee5\u901a\u8fc7\u51fa\u552e\u5bb6\u4e2d\u4e0d\u9700\u8981\u7684\u7269\u54c1\u3001\u51fa\u79df\u95f2\u7f6e\u7684\u623f\u95f4\u6216\u4ece\u4e8b\u517c\u804c\u5de5\u4f5c\u6765\u5efa\u7acb\u50a8\u84c4\u8d26\u6237\u3002<\/p>\n\n\n\n

\n\n \n \n \n \n \n \"piggybank\"\n <\/picture>\n\n<\/figure>\n\n\n\n

\u4e3a\u8001\u5e74\u4eba\u63d0\u4f9b\u7ecf\u6d4e\u63f4\u52a9\u7684\u7ec4\u7ec7 <\/h2>\n\n\n\n

\u4e00\u4e9b\u5411\u8001\u5e74\u4eba\u63d0\u4f9b\u7ecf\u6d4e\u63f4\u52a9\u7684\u7ec4\u7ec7\u5305\u62ec\uff1a<\/p>\n\n\n\n

Medicaid <\/h3>\n\n\n\n

Medicaid \u662f\u4e00\u4e2a\u653f\u5e9c\u673a\u6784\uff0c\u4e3a 65 \u5c81\u4ee5\u4e0a\u3001\u4f4e\u6536\u5165\u6216\u8d44\u6e90\u6709\u9650\u7684\u8001\u5e74\u4eba\u63d0\u4f9b\u533b\u7597\u4fdd\u5065\u63f4\u52a9\u3002Medicaid \u6db5\u76d6\u7684\u4e3b\u8981\u8d39\u7528\u5305\u62ec\u533b\u751f\u5c31\u8bca\u548c\u68c0\u67e5\u3001\u4f4f\u9662\u548c\u95e8\u8bca\u670d\u52a1\u3001\u5bb6\u5ead\u533b\u7597\u4fdd\u5065\u4ee5\u53ca\u9884\u9632\u4fdd\u5065\u670d\u52a1\u3002<\/p>\n\n\n\n

\u793e\u4f1a\u4fdd\u969c <\/h3>\n\n\n\n

\u793e\u4f1a\u4fdd\u969c\u4e3a\u81f3\u5c11 62 \u5c81\u7684\u8001\u5e74\u4eba\u6216\u5176\u914d\u5076\u63d0\u4f9b\u9000\u4f11\u798f\u5229\u3002<\/p>\n\n\n\n

\u4f4e\u6536\u5165\u5bb6\u5ead\u80fd\u6e90\u63f4\u52a9\u8ba1\u5212 <\/h3>\n\n\n\n

\"(\u300a\u4e16\u754c\u4eba\u6743\u5ba3\u8a00\u300b) \u4f4e\u6536\u5165\u5bb6\u5ead\u80fd\u6e90\u63f4\u52a9\u8ba1\u5212<\/a> \u4f4e\u6536\u5165\u5bb6\u5ead\u80fd\u6e90\u63f4\u52a9\u8ba1\u5212 (LIHEAP) \u662f\u4e00\u9879\u7531\u8054\u90a6\u653f\u5e9c\u8d44\u52a9\u7684\u9879\u76ee\uff0c\u65e8\u5728\u63d0\u4f9b\u8d22\u653f\u63f4\u52a9\uff0c\u5e2e\u52a9\u4f4e\u6536\u5165\u5bb6\u5ead\u7ba1\u7406\u80fd\u6e90\u6210\u672c\u3002\u8be5\u8ba1\u5212\u65e8\u5728\u5e2e\u52a9\u89e3\u51b3\u623f\u5c4b\u9632\u5bd2\u4fdd\u6696\u3001\u80fd\u6e90\u8d26\u5355\u4ee5\u53ca\u4e0e\u80fd\u6e90\u76f8\u5173\u7684\u623f\u5c4b\u7ef4\u4fee\u95ee\u9898\u3002\u8be5\u8ba1\u5212\u65e8\u5728\u63d0\u9ad8\u623f\u5c4b\u7684\u80fd\u6e90\u6548\u7387\uff0c\u5728\u51ac\u5b63\u63d0\u4f9b\u4f9b\u6696\u652f\u6301\uff0c\u5e76\u5728\u9700\u8981\u65f6\u7ef4\u4fee\u6216\u66f4\u6362\u4f9b\u6696\u8bbe\u5907\u3002<\/p>\n\n\n\n

\u5168\u56fd PACE \u534f\u4f1a <\/h3>\n\n\n\n

\"(\u300a\u4e16\u754c\u4eba\u6743\u5ba3\u8a00\u300b) \u5168\u56fd PACE \u534f\u4f1a<\/a> \u662f\u4e00\u5bb6\u4e3a\u5e0c\u671b\u5c45\u5bb6\u517b\u8001\u7684\u8001\u5e74\u4eba\u63d0\u4f9b\u670d\u52a1\u7684\u673a\u6784\u3002\u4ed6\u4eec\u63d0\u4f9b\u4e2a\u4eba\u62a4\u7406\u3001\u533b\u7597\u548c\u793e\u4f1a\u670d\u52a1\u3001\u4ea4\u901a\u3001\u62a4\u7406\u3001\u7269\u7406\u548c\u5a31\u4e50\u6cbb\u7597\u7b49\u670d\u52a1\u3002 <\/p>\n\n\n\n

\u56fd\u5bb6 PACE \u534f\u4f1a\u62e5\u6709\u4e00\u652f\u4e13\u95e8\u7684\u8de8\u5b66\u79d1\u533b\u7597\u56e2\u961f\uff0c\u4e3a\u8001\u5e74\u4eba\u5236\u5b9a\u4e2a\u6027\u5316\u7684\u62a4\u7406\u8ba1\u5212\uff0c\u91cd\u70b9\u7ba1\u7406\u6162\u6027\u5065\u5eb7\u72b6\u51b5\u5e76\u4e3a\u60a3\u8005\u53ca\u5176\u5bb6\u4eba\u6216\u62a4\u7406\u4eba\u5458\u63d0\u4f9b\u652f\u6301\u3002<\/p>\n\n\n\n

\n
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\u514d\u8d39\u83b7\u53d6\u9884\u5148\u5206\u62e3\u597d\u7684\u836f\u7247\u5e76\u9001\u8d27\u4e0a\u95e8<\/h2>\n <\/div>\n \n \n\n \u5728\u7ebf\u6ce8\u518c<\/span>\n \n \n \n <\/a>\n\n <\/div>\n <\/div>\n <\/section>\n\n\n\n

\u8001\u5e74\u4eba\u5e94\u5bf9\u8d22\u52a1\u56f0\u96be\u7684\u5176\u4ed6\u5efa\u8bae <\/h2>\n\n\n\n

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