{"id":15538,"date":"2025-07-02T23:00:30","date_gmt":"2025-07-02T23:00:30","guid":{"rendered":"https:\/\/medbox.com\/?p=15538"},"modified":"2025-07-02T23:00:34","modified_gmt":"2025-07-02T23:00:34","slug":"how-can-seniors-maximize-social-security-benefits","status":"publish","type":"post","link":"https:\/\/medbox.com\/vi\/how-can-seniors-maximize-social-security-benefits\/","title":{"rendered":"Ng\u01b0\u1eddi cao tu\u1ed5i c\u00f3 th\u1ec3 t\u1ed1i \u0111a h\u00f3a quy\u1ec1n l\u1ee3i an sinh x\u00e3 h\u1ed9i nh\u01b0 th\u1ebf n\u00e0o?"},"content":{"rendered":"

Nhi\u1ec1u ng\u01b0\u1eddi v\u1ec1 h\u01b0u \u0111\u1ec3 l\u1ea1i h\u00e0ng ng\u00e0n \u0111\u00f4 la ti\u1ec1n tr\u1ee3 c\u1ea5p An sinh x\u00e3 h\u1ed9i m\u00e0 th\u1eadm ch\u00ed kh\u00f4ng bi\u1ebft. An sinh x\u00e3 h\u1ed9i l\u00e0 m\u1ed9t h\u1ec7 th\u1ed1ng cung c\u1ea5p nhi\u1ec1u l\u1ef1a ch\u1ecdn, c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn s\u1ed1 ti\u1ec1n b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c. Ch\u00eca kh\u00f3a \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a An sinh x\u00e3 h\u1ed9i l\u00e0 hi\u1ec3u c\u00e1ch t\u00ednh th\u1eddi gian y\u00eau c\u1ea7u c\u1ee7a b\u1ea1n, t\u00ednh \u0111\u1ebfn l\u1ecbch s\u1eed c\u00f4ng vi\u1ec7c c\u1ee7a b\u1ea1n v\u00e0 kh\u00e1m ph\u00e1 c\u00e1c t\u00f9y ch\u1ecdn nh\u01b0 t\u00edn d\u1ee5ng h\u01b0u tr\u00ed c\u1ee7a v\u1ee3\/ch\u1ed3ng ho\u1eb7c ho\u00e3n l\u1ea1i. <\/p>\n\n\n\n

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\u0110\u01a1n thu\u1ed1c c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c ph\u00e2n lo\u1ea1i v\u00e0 giao<\/h2>\n <\/div>\n \n \n\n \u0110\u0103ng k\u00fd tr\u1ef1c tuy\u1ebfn<\/span>\n \n \n \n <\/a>\n\n <\/div>\n <\/div>\n <\/section>\n\n\n\n

V\u1edbi nh\u1eefng \u0111\u1ed9ng th\u00e1i \u0111\u00fang \u0111\u1eafn, ng\u01b0\u1eddi cao tu\u1ed5i c\u00f3 th\u1ec3 t\u1ed1i \u0111a h\u00f3a c\u00e1c quy\u1ec1n l\u1ee3i An sinh x\u00e3 h\u1ed9i v\u00e0 x\u00e2y d\u1ef1ng s\u1ef1 an to\u00e0n t\u00e0i ch\u00ednh l\u1edbn h\u01a1n. Sau \u0111\u00e2y l\u00e0 c\u00e1i nh\u00ecn v\u1ec1 c\u00e1c chi\u1ebfn l\u01b0\u1ee3c th\u1ef1c t\u1ebf \u0111\u1ec3 t\u1eadn d\u1ee5ng t\u1ed1i \u0111a thu nh\u1eadp An sinh x\u00e3 h\u1ed9i c\u1ee7a b\u1ea1n v\u00e0 nh\u1eefng sai l\u1ea7m th\u01b0\u1eddng g\u1eb7p c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn m\u1ea5t h\u00e0ng ngh\u00ecn \u0111\u00f4 la theo th\u1eddi gian.<\/p>\n\n\n\n

8 c\u00e1ch ng\u01b0\u1eddi cao tu\u1ed5i c\u00f3 th\u1ec3 t\u1ed1i \u0111a h\u00f3a l\u1ee3i \u00edch an sinh x\u00e3 h\u1ed9i<\/h2>\n\n\n\n

Nh\u1eefng chi\u1ebfn l\u01b0\u1ee3c n\u00e0y c\u00f3 th\u1ec3 gi\u00fap k\u00e9o d\u00e0i quy\u1ec1n l\u1ee3i An sinh x\u00e3 h\u1ed9i c\u1ee7a b\u1ea1n:<\/p>\n\n\n\n

1. Tr\u00ec ho\u00e3n vi\u1ec7c y\u00eau c\u1ea7u h\u01b0\u1edfng quy\u1ec1n l\u1ee3i cho \u0111\u1ebfn khi \u0111\u1ee7 tu\u1ed5i ngh\u1ec9 h\u01b0u ho\u1eb7c mu\u1ed9n h\u01a1n<\/h3>\n\n\n\n

M\u1ed9t c\u00e1ch \u0111\u1ec3 t\u0103ng ti\u1ec1n thanh to\u00e1n An sinh x\u00e3 h\u1ed9i c\u1ee7a b\u1ea1n l\u00e0 \u0111\u1ee3i cho \u0111\u1ebfn khi b\u1ea1n \u0111\u1ea1t \u0111\u1ebfn tu\u1ed5i ngh\u1ec9 h\u01b0u \u0111\u1ea7y \u0111\u1ee7 (FRA) ho\u1eb7c mu\u1ed9n h\u01a1n. B\u1ea1n c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u nh\u1eadn tr\u1ee3 c\u1ea5p s\u1edbm nh\u1ea5t l\u00e0 \u1edf \u0111\u1ed9 tu\u1ed5i 62, nh\u01b0ng l\u00e0m nh\u01b0 v\u1eady s\u1ebd l\u00e0m gi\u1ea3m thu nh\u1eadp h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n l\u00ean t\u1edbi 30 ph\u1ea7n tr\u0103m<\/a>.<\/p>\n\n\n\n

Ng\u01b0\u1ee3c l\u1ea1i, m\u1ed7i n\u0103m b\u1ea1n ho\u00e3n c\u00e1c kho\u1ea3n tr\u1ee3 c\u1ea5p c\u1ee7a m\u00ecnh sau FRA (l\u00ean \u0111\u1ebfn 70), kho\u1ea3n tr\u1ee3 c\u1ea5p h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n t\u0103ng kho\u1ea3ng t\u00e1m ph\u1ea7n tr\u0103m m\u1ed7i n\u0103m. N\u1ebfu b\u1ea1n c\u00f3 s\u1ee9c kh\u1ecfe t\u1ed1t v\u00e0 c\u00f3 th\u1ec3 thanh to\u00e1n h\u00f3a \u0111\u01a1n b\u1eb1ng ti\u1ec1n ti\u1ebft ki\u1ec7m ho\u1eb7c vi\u1ec7c l\u00e0m b\u00e1n th\u1eddi gian<\/a>, vi\u1ec7c ch\u1edd \u0111\u1ee3i c\u00f3 th\u1ec3 mang l\u1ea1i l\u1ee3i \u00edch \u0111\u00e1ng k\u1ec3 v\u1ec1 l\u00e2u d\u00e0i.<\/p>\n\n\n\n

2. Ph\u1ed1i h\u1ee3p c\u00e1c l\u1ee3i \u00edch c\u1ee7a v\u1ee3\/ch\u1ed3ng m\u1ed9t c\u00e1ch chi\u1ebfn l\u01b0\u1ee3c<\/h3>\n\n\n\n

M\u1ed9t c\u1eb7p v\u1ee3 ch\u1ed3ng c\u00f3 th\u1ec3 t\u0103ng t\u1ed5ng s\u1ed1 ti\u1ec1n tr\u1ee3 c\u1ea5p An sinh x\u00e3 h\u1ed9i c\u1ee7a m\u00ecnh theo nhi\u1ec1u c\u00e1ch kh\u00e1c nhau. V\u00ed d\u1ee5, m\u1ed9t ng\u01b0\u1eddi v\u1ee3\/ch\u1ed3ng c\u00f3 thu nh\u1eadp th\u1ea5p h\u01a1n c\u00f3 th\u1ec3 y\u00eau c\u1ea7u tr\u1ee3 c\u1ea5p v\u1ee3\/ch\u1ed3ng tr\u1ecb gi\u00e1 l\u00ean \u0111\u1ebfn 50% c\u1ee7a tr\u1ee3 c\u1ea5p tu\u1ed5i ngh\u1ec9 h\u01b0u \u0111\u1ea7y \u0111\u1ee7 c\u1ee7a ng\u01b0\u1eddi v\u1ee3\/ch\u1ed3ng kia n\u1ebfu ng\u01b0\u1eddi v\u1ee3\/ch\u1ed3ng c\u00f3 thu nh\u1eadp cao h\u01a1n \u0111\u1ee3i \u0111\u1ebfn tu\u1ed5i ngh\u1ec9 h\u01b0u \u0111\u1ea7y \u0111\u1ee7 \u0111\u1ec3 y\u00eau c\u1ea7u tr\u1ee3 c\u1ea5p c\u1ee7a ri\u00eang h\u1ecd.<\/p>\n\n\n\n

Th\u1eddi gian c\u0169ng quan tr\u1ecdng \u1edf \u0111\u00e2y v\u00ec vi\u1ec7c tr\u00ec ho\u00e3n y\u00eau c\u1ea7u tr\u1ee3 c\u1ea5p c\u00f3 th\u1ec3 l\u00e0m t\u0103ng tr\u1ee3 c\u1ea5p c\u1ee7a ng\u01b0\u1eddi ph\u1ed1i ng\u1eabu c\u00f2n s\u1ed1ng, ngay c\u1ea3 khi ng\u01b0\u1eddi ph\u1ed1i ng\u1eabu c\u00f3 thu nh\u1eadp cao h\u01a1n qua \u0111\u1eddi. M\u1ed9t s\u1ed1 ng\u01b0\u1eddi ly h\u00f4n c\u00f3 th\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng tr\u1ee3 c\u1ea5p c\u1ee7a ng\u01b0\u1eddi ph\u1ed1i ng\u1eabu d\u1ef1a tr\u00ean h\u1ed3 s\u01a1 l\u00e0m vi\u1ec7c c\u1ee7a ng\u01b0\u1eddi ph\u1ed1i ng\u1eabu c\u0169, v\u1edbi \u0111i\u1ec1u ki\u1ec7n \u0111\u00e1p \u1ee9ng m\u1ed9t s\u1ed1 y\u00eau c\u1ea7u nh\u1ea5t \u0111\u1ecbnh.<\/p>\n\n\n\n

3. Hi\u1ec3u c\u00e1ch c\u00f4ng vi\u1ec7c \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea1n<\/h3>\n\n\n\n

L\u00e0m vi\u1ec7c trong th\u1eddi gian ngh\u1ec9 h\u01b0u l\u00e0 m\u1ed9t c\u00e1ch tuy\u1ec7t v\u1eddi \u0111\u1ec3 b\u1eadn r\u1ed9n v\u00e0 ki\u1ebfm th\u00eam ti\u1ec1n. Nh\u01b0ng n\u1ebfu b\u1ea1n y\u00eau c\u1ea7u tr\u1ee3 c\u1ea5p tr\u01b0\u1edbc khi \u0111\u1ebfn tu\u1ed5i ngh\u1ec9 h\u01b0u \u0111\u1ea7y \u0111\u1ee7 (FRA) v\u00e0 v\u1eabn ki\u1ebfm \u0111\u01b0\u1ee3c nhi\u1ec1u h\u01a1n m\u1ed9t s\u1ed1 ti\u1ec1n nh\u1ea5t \u0111\u1ecbnh, tr\u1ee3 c\u1ea5p c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 b\u1ecb gi\u1ea3m t\u1ea1m th\u1eddi.<\/p>\n\n\n\n

B\u00ean c\u1ea1nh c\u00e1c l\u1ee3i \u00edch v\u1ec1 t\u00e0i ch\u00ednh, nhi\u1ec1u ng\u01b0\u1eddi l\u00e0m vi\u1ec7c b\u00e1n th\u1eddi gian khi ngh\u1ec9 h\u01b0u c\u00f2n t\u1eadn h\u01b0\u1edfng \u0111\u01b0\u1ee3c m\u1ee5c \u0111\u00edch s\u1ed1ng v\u00e0 c\u00e1c m\u1ed1i quan h\u1ec7 x\u00e3 h\u1ed9i \u0111i k\u00e8m v\u1edbi c\u00f4ng vi\u1ec7c. Ch\u1ec9 c\u1ea7n l\u01b0u \u00fd r\u1eb1ng b\u1ea1n c\u00f3 th\u1ec3 t\u1ea1m th\u1eddi m\u1ea5t m\u1ed9t s\u1ed1 ph\u00fac l\u1ee3i h\u00e0ng th\u00e1ng khi l\u00e0m vi\u1ec7c.<\/p>\n\n\n\n

4. T\u1ed1i \u0111a h\u00f3a thu nh\u1eadp tr\u1ecdn \u0111\u1eddi tr\u01b0\u1edbc khi ngh\u1ec9 h\u01b0u<\/h3>\n\n\n\n

Thu nh\u1eadp An sinh x\u00e3 h\u1ed9i c\u1ee7a b\u1ea1n d\u1ef1a tr\u00ean 35 n\u0103m ki\u1ebfm \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n nh\u1ea5t c\u1ee7a b\u1ea1n. N\u1ebfu b\u1ea1n c\u00f3 nhi\u1ec1u n\u0103m thu nh\u1eadp th\u1ea5p (bao g\u1ed3m c\u1ea3 nh\u1eefng n\u0103m b\u1ea1n kh\u00f4ng l\u00e0m vi\u1ec7c), h\u1ecd c\u00f3 th\u1ec3 k\u00e9o m\u1ee9c trung b\u00ecnh c\u1ee7a b\u1ea1n xu\u1ed1ng. Nh\u01b0ng l\u00e0m vi\u1ec7c b\u00e1n th\u1eddi gian, ngay c\u1ea3 ch\u1ec9 trong v\u00e0i n\u0103m, c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n thay th\u1ebf m\u1ed9t s\u1ed1 n\u0103m ki\u1ebfm \u0111\u01b0\u1ee3c \u00edt ti\u1ec1n h\u01a1n b\u1eb1ng nh\u1eefng n\u0103m ki\u1ebfm \u0111\u01b0\u1ee3c nhi\u1ec1u ti\u1ec1n h\u01a1n.<\/p>\n\n\n\n

\u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t h\u1eefu \u00edch n\u1ebfu b\u1ea1n ngh\u1ec9 l\u00e0m \u0111\u1ec3 ch\u0103m s\u00f3c m\u1ed9t th\u00e0nh vi\u00ean trong gia \u0111\u00ecnh, b\u1ecb \u1ed1m ho\u1eb7c c\u00f3 nh\u1eefng ngh\u0129a v\u1ee5 kh\u00e1c. Th\u00eam m\u1ed9t v\u00e0i n\u0103m v\u00e0o l\u1ecbch s\u1eed l\u00e0m vi\u1ec7c c\u1ee7a b\u1ea1n ch\u1ec9 c\u00f3 th\u1ec3 l\u00e0m t\u0103ng th\u00eam s\u1ee9c n\u1eb7ng cho h\u1ed3 s\u01a1 c\u1ee7a b\u1ea1n v\u00e0 s\u1ebd kh\u00f4ng bao gi\u1edd l\u00e0m gi\u1ea3m c\u00e1c quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea1n. \u0110i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn s\u1ef1 gia t\u0103ng \u0111\u00e1ng k\u1ec3 trong quy\u1ec1n l\u1ee3i h\u00e0ng th\u00e1ng c\u1ee7a b\u1ea1n.<\/p>\n\n\n\n

5. T\u1eadn d\u1ee5ng c\u00e1c quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi s\u1ed1ng s\u00f3t \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a c\u00e1c quy\u1ec1n l\u1ee3i an sinh x\u00e3 h\u1ed9i<\/h3>\n\n\n\n

Tr\u1ee3 c\u1ea5p cho ng\u01b0\u1eddi s\u1ed1ng s\u00f3t c\u00f3 th\u1ec3 l\u00e0 ngu\u1ed3n thu nh\u1eadp c\u00f3 gi\u00e1 tr\u1ecb sau khi m\u1ea5t \u0111i ng\u01b0\u1eddi ph\u1ed1i ng\u1eabu. N\u1ebfu v\u1ee3\/ch\u1ed3ng b\u1ea1n ki\u1ebfm \u0111\u01b0\u1ee3c m\u1ee9c l\u01b0\u01a1ng cao h\u01a1n b\u1ea1n, b\u1ea1n c\u00f3 th\u1ec3 nh\u1eadn \u0111\u01b0\u1ee3c to\u00e0n b\u1ed9 tr\u1ee3 c\u1ea5p c\u1ee7a h\u1ecd thay v\u00ec c\u1ee7a b\u1ea1n. B\u1ea1n c\u00f3 th\u1ec3 b\u1eaft \u0111\u1ea7u nh\u1eadn tr\u1ee3 c\u1ea5p khi 60 tu\u1ed5i (ho\u1eb7c 50 tu\u1ed5i \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi khuy\u1ebft t\u1eadt), nh\u01b0ng nh\u1eadn tr\u1ee3 c\u1ea5p s\u1edbm h\u01a1n s\u1ebd d\u1eabn \u0111\u1ebfn gi\u1ea3m c\u00e1c kho\u1ea3n thanh to\u00e1n h\u00e0ng th\u00e1ng.<\/p>\n\n\n\n

\u0110i\u1ec1u quan tr\u1ecdng l\u00e0 ph\u1ea3i c\u00e2n nh\u1eafc th\u1eddi gian \u1edf \u0111\u00e2y, v\u00ec b\u1ea1n c\u00e0ng \u0111\u1ee3i l\u00e2u, b\u1ea1n s\u1ebd c\u00e0ng nh\u1eadn \u0111\u01b0\u1ee3c nhi\u1ec1u h\u01a1n m\u1ed7i th\u00e1ng. Ng\u01b0\u1eddi cao tu\u1ed5i g\u00f3a b\u1ee5a n\u00ean \u0111\u00e1nh gi\u00e1 c\u1ea9n th\u1eadn xem ph\u00fac l\u1ee3i n\u00e0o c\u00f3 l\u1ee3i h\u01a1n \u2014 c\u1ee7a h\u1ecd hay c\u1ee7a ng\u01b0\u1eddi s\u1ed1ng s\u00f3t. C\u00e1c ph\u00fac l\u1ee3i c\u1ee7a ng\u01b0\u1eddi s\u1ed1ng s\u00f3t th\u01b0\u1eddng b\u1ecb b\u1ecf qua, nh\u01b0ng ch\u00fang c\u00f3 th\u1ec3 t\u1ea1o ra s\u1ef1 kh\u00e1c bi\u1ec7t l\u1edbn.<\/p>\n\n\n\n

6. H\u00e3y coi ch\u1eebng b\u1eaby thu\u1ebf an sinh x\u00e3 h\u1ed9i<\/h3>\n\n\n\n

Ng\u01b0\u1eddi cao tu\u1ed5i th\u01b0\u1eddng ng\u1ea1c nhi\u00ean khi bi\u1ebft r\u1eb1ng c\u00e1c kho\u1ea3n tr\u1ee3 c\u1ea5p An sinh x\u00e3 h\u1ed9i c\u1ee7a h\u1ecd \u0111\u01b0\u1ee3c coi l\u00e0 thu nh\u1eadp ch\u1ecbu thu\u1ebf. Tr\u00ean th\u1ef1c t\u1ebf, l\u00ean \u0111\u1ebfn 85% c\u1ee7a ph\u00fac l\u1ee3i An sinh x\u00e3 h\u1ed9i<\/a> \u0111\u01b0\u1ee3c bao g\u1ed3m trong t\u00ednh to\u00e1n thu\u1ebf thu nh\u1eadp c\u1ee7a b\u1ea1n n\u1ebfu b\u1ea1n n\u1ed9p t\u1edd khai thu\u1ebf Li\u00ean bang v\u1edbi t\u01b0 c\u00e1ch l\u00e0 c\u00e1 nh\u00e2n v\u00e0 t\u1ed5ng thu nh\u1eadp c\u1ee7a b\u1ea1n v\u01b0\u1ee3t qu\u00e1 $25.000.<\/p>\n\n\n\n

B\u1ea1n c\u00f3 th\u1ec3 gi\u1ea3m thi\u1ec3u t\u00e1c \u0111\u1ed9ng v\u1ec1 thu\u1ebf b\u1eb1ng c\u00e1ch gi\u1ea3m s\u1ed1 ti\u1ec1n r\u00fat ra t\u1eeb IRA ho\u1eb7c l\u01b0\u01a1ng h\u01b0u, trong s\u1ed1 c\u00e1c ngu\u1ed3n thu nh\u1eadp kh\u00e1c. Gi\u1ea3m thu nh\u1eadp ch\u1ecbu thu\u1ebf c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 gi\u1eef nhi\u1ec1u ti\u1ec1n An sinh x\u00e3 h\u1ed9i h\u01a1n trong t\u00fai c\u1ee7a b\u1ea1n. Nh\u1eefng thay \u0111\u1ed5i l\u1ed1i s\u1ed1ng \u0111\u01a1n gi\u1ea3n, ch\u1eb3ng h\u1ea1n nh\u01b0 c\u1eaft gi\u1ea3m chi ti\u00eau t\u00f9y \u00fd ho\u1eb7c h\u1ecdc c\u00e1ch gi\u1ea3m h\u00f3a \u0111\u01a1n ti\u1ec7n \u00edch<\/a>, c\u00f3 th\u1ec3 gi\u00fap b\u1ea1n qu\u1ea3n l\u00fd thu nh\u1eadp th\u1ea5p trong khi tr\u00e1nh \u0111\u01b0\u1ee3c m\u1ee9c thu\u1ebf cao h\u01a1n.<\/p>\n\n\n\n

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Medbox: Kh\u00f4ng bao gi\u1edd ph\u1ea3i ph\u00e2n lo\u1ea1i thu\u1ed1c n\u1eefa<\/h2>\n <\/div>\n \n \n\n T\u00ecm hi\u1ec3u th\u00eam<\/span>\n \n \n \n <\/a>\n\n <\/div>\n <\/div>\n <\/section>\n\n\n\n

7. S\u1eed d\u1ee5ng Quy t\u1eafc \u201cL\u00e0m l\u1ea1i\u201d n\u1ebfu b\u1ea1n \u0111\u00e3 y\u00eau c\u1ea7u qu\u00e1 s\u1edbm<\/h3>\n\n\n\n

N\u1ebfu b\u1ea1n b\u1eaft \u0111\u1ea7u nh\u1eadn An sinh x\u00e3 h\u1ed9i v\u00e0 sau \u0111\u00f3 nh\u1eadn ra r\u1eb1ng c\u00f2n qu\u00e1 s\u1edbm, b\u1ea1n c\u00f3 th\u1ec3 c\u00f3 c\u01a1 h\u1ed9i th\u1ee9 hai. SSA cung c\u1ea5p cho b\u1ea1n c\u01a1 h\u1ed9i m\u1ed9t l\u1ea7n \u0111\u1ec3 l\u00e0m l\u1ea1i. B\u1ea1n c\u00f3 th\u1ec3 y\u00eau c\u1ea7u r\u00fat \u0111\u01a1n \u0111\u0103ng k\u00fd v\u00e0 tr\u1ea3 l\u1ea1i c\u00e1c quy\u1ec1n l\u1ee3i b\u1ea1n \u0111\u00e3 nh\u1eadn \u0111\u01b0\u1ee3c, sau \u0111\u00f3 kh\u1edfi \u0111\u1ed9ng l\u1ea1i y\u00eau c\u1ea7u c\u1ee7a m\u00ecnh v\u1edbi m\u1ee9c cao h\u01a1n.<\/p>\n\n\n\n

C\u1eeda s\u1ed5 n\u00e0y ch\u1ec9 m\u1edf m\u1ed9t l\u1ea7n, trong v\u00f2ng 12 th\u00e1ng k\u1ec3 t\u1eeb y\u00eau c\u1ea7u ban \u0111\u1ea7u. N\u1ebfu ho\u00e0n c\u1ea3nh t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n ho\u1eb7c b\u1ea1n \u0111\u00e3 quay l\u1ea1i l\u00e0m vi\u1ec7c, th\u00ec \u0111\u00e2y c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t \u0111\u1ed9ng th\u00e1i th\u00f4ng minh v\u1ec1 l\u00e2u d\u00e0i. N\u00f3 kh\u00f4ng d\u00e0nh cho t\u1ea5t c\u1ea3 m\u1ecdi ng\u01b0\u1eddi, nh\u01b0ng \u0111\u1ed1i v\u1edbi nh\u1eefng ng\u01b0\u1eddi \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n, n\u00f3 c\u00f3 th\u1ec3 d\u1eabn \u0111\u1ebfn s\u1ef1 gia t\u0103ng \u0111\u00e1ng k\u1ec3 v\u1ec1 ph\u00fac l\u1ee3i d\u00e0i h\u1ea1n.<\/p>\n\n\n\n

8. Bi\u1ebft c\u00e1ch ly h\u00f4n \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn kh\u1ea3 n\u0103ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n c\u1ee7a b\u1ea1n<\/h3>\n\n\n\n

N\u1ebfu b\u1ea1n \u0111\u00e3 ly h\u00f4n, b\u1ea1n c\u00f3 th\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n \u0111\u1ec3 y\u00eau c\u1ea7u tr\u1ee3 c\u1ea5p An sinh x\u00e3 h\u1ed9i d\u1ef1a tr\u00ean h\u1ed3 s\u01a1 l\u00e0m vi\u1ec7c c\u1ee7a ng\u01b0\u1eddi ph\u1ed1i ng\u1eabu c\u0169. \u0110\u00e2y c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t l\u1ee3i th\u1ebf \u0111\u00e1ng k\u1ec3 v\u00e0 s\u1ebd kh\u00f4ng l\u00e0m gi\u1ea3m tr\u1ee3 c\u1ea5p An sinh x\u00e3 h\u1ed9i c\u1ee7a ng\u01b0\u1eddi ph\u1ed1i ng\u1eabu c\u0169 c\u1ee7a b\u1ea1n ho\u1eb7c tr\u1ee3 c\u1ea5p c\u1ee7a ng\u01b0\u1eddi ph\u1ed1i ng\u1eabu hi\u1ec7n t\u1ea1i c\u1ee7a h\u1ecd. <\/strong>\u0110\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n, cu\u1ed9c h\u00f4n nh\u00e2n c\u1ee7a b\u1ea1n ph\u1ea3i k\u00e9o d\u00e0i \u00edt nh\u1ea5t 10 n\u0103m. B\u1ea1n c\u0169ng ph\u1ea3i ch\u01b0a k\u1ebft h\u00f4n v\u00e0 \u00edt nh\u1ea5t 62 tu\u1ed5i.<\/p>\n\n\n\n

Nh\u1eefng quy\u1ec1n l\u1ee3i n\u00e0y c\u00f3 th\u1ec3 b\u1eb1ng m\u1ed9t n\u1eeda quy\u1ec1n l\u1ee3i h\u01b0u tr\u00ed \u0111\u1ea7y \u0111\u1ee7 c\u1ee7a ng\u01b0\u1eddi c\u0169. Trong m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p, b\u1ea1n th\u1eadm ch\u00ed c\u00f3 th\u1ec3 \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n h\u01b0\u1edfng quy\u1ec1n l\u1ee3i cho ng\u01b0\u1eddi s\u1ed1ng s\u00f3t n\u1ebfu ng\u01b0\u1eddi ph\u1ed1i ng\u1eabu c\u0169 c\u1ee7a b\u1ea1n qua \u0111\u1eddi.<\/p>\n\n\n\n

H\u1ea7u h\u1ebft m\u1ecdi ng\u01b0\u1eddi kh\u00f4ng bao gi\u1edd c\u00e2n nh\u1eafc \u0111\u1ebfn kh\u1ea3 n\u0103ng n\u00e0y, nh\u01b0ng n\u1ebfu b\u1ea1n \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n, \u0111\u00e2y l\u00e0 m\u1ed9t c\u00e1ch th\u00f4ng minh v\u1ec1 m\u1eb7t t\u00e0i ch\u00ednh \u0111\u1ec3 t\u0103ng thu nh\u1eadp c\u1ee7a b\u1ea1n, \u0111\u1eb7c bi\u1ec7t l\u00e0 n\u1ebfu b\u1ea1n \u0111\u1ed1i ph\u00f3 v\u1edbi kh\u00f3 kh\u0103n t\u00e0i ch\u00ednh<\/a>.<\/p>\n\n\n\n

Suy ngh\u0129 cu\u1ed1i c\u00f9ng v\u1ec1 c\u00e1ch t\u1ed1i \u0111a h\u00f3a l\u1ee3i \u00edch an sinh x\u00e3 h\u1ed9i<\/h2>\n\n\n\n

An sinh x\u00e3 h\u1ed9i kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ed9t kho\u1ea3n s\u00e9c h\u00e0ng th\u00e1ng. \u0110\u00f3 l\u00e0 m\u1ed9t t\u00e0i s\u1ea3n c\u00f3 gi\u00e1 tr\u1ecb c\u00f3 th\u1ec3 gi\u00fap \u0111\u1ecbnh h\u00ecnh t\u01b0\u01a1ng lai t\u00e0i ch\u00ednh c\u1ee7a b\u1ea1n. B\u1eb1ng c\u00e1ch hi\u1ec3u c\u00e1c quy t\u1eafc, t\u00ednh to\u00e1n th\u1eddi gian h\u01b0\u1edfng tr\u1ee3 c\u1ea5p m\u1ed9t c\u00e1ch kh\u00f4n ngoan v\u00e0 kh\u00e1m ph\u00e1 c\u00e1c l\u1ef1a ch\u1ecdn \u00edt \u0111\u01b0\u1ee3c bi\u1ebft \u0111\u1ebfn, b\u1ea1n c\u00f3 th\u1ec3 t\u1ed1i \u0111a h\u00f3a c\u00e1c quy\u1ec1n l\u1ee3i An sinh x\u00e3 h\u1ed9i. M\u1ed9t v\u00e0i quy\u1ebft \u0111\u1ecbnh th\u00f4ng minh ng\u00e0y h\u00f4m nay c\u00f3 th\u1ec3 gi\u00fap \u0111\u1ea3m b\u1ea3o m\u1ed9t k\u1ef3 ngh\u1ec9 h\u01b0u tho\u1ea3i m\u00e1i v\u00e0 an to\u00e0n h\u01a1n v\u00e0o ng\u00e0y mai.<\/p>","protected":false},"excerpt":{"rendered":"

Nhi\u1ec1u ng\u01b0\u1eddi v\u1ec1 h\u01b0u \u0111\u1ec3 l\u1ea1i h\u00e0ng ng\u00e0n \u0111\u00f4 la ti\u1ec1n tr\u1ee3 c\u1ea5p An sinh x\u00e3 h\u1ed9i m\u00e0 th\u1eadm ch\u00ed kh\u00f4ng bi\u1ebft. An sinh x\u00e3 h\u1ed9i l\u00e0 m\u1ed9t h\u1ec7 th\u1ed1ng cung c\u1ea5p nhi\u1ec1u l\u1ef1a ch\u1ecdn, c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng \u0111\u00e1ng k\u1ec3 \u0111\u1ebfn s\u1ed1 ti\u1ec1n b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c. Ch\u00eca kh\u00f3a \u0111\u1ec3 t\u1ed1i \u0111a h\u00f3a An sinh x\u00e3 h\u1ed9i l\u00e0 hi\u1ec3u c\u00e1ch t\u00ednh th\u1eddi gian y\u00eau c\u1ea7u c\u1ee7a b\u1ea1n, t\u00ednh \u0111\u1ebfn l\u1ecbch s\u1eed c\u00f4ng vi\u1ec7c c\u1ee7a b\u1ea1n v\u00e0 kh\u00e1m ph\u00e1 c\u00e1c t\u00f9y ch\u1ecdn nh\u01b0 t\u00edn d\u1ee5ng h\u01b0u tr\u00ed c\u1ee7a v\u1ee3\/ch\u1ed3ng ho\u1eb7c ho\u00e3n l\u1ea1i.\u00a0<\/p>","protected":false},"author":24,"featured_media":15539,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":true,"footnotes":""},"categories":[208,21],"tags":[68,284,285,286,287],"class_list":["post-15538","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","category-retirement","tag-retirement","tag-social-security","tag-taxes","tag-divorce","tag-spousal-benefits"],"acf":[],"yoast_head":"\nHow Can Seniors Maximize Social Security Benefits? | MedBox | Medications Sorted By Dose | Full-Service Pharmacy<\/title>\n<meta name=\"description\" content=\"This guide provides 8 tips on how to maximize Social Security benefits. Topics include delaying claims, spousal benefits, taxes, and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/medbox.com\/vi\/how-can-seniors-maximize-social-security-benefits\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Can Seniors Maximize Social Security Benefits? | MedBox | Medications Sorted By Dose | Full-Service Pharmacy\" \/>\n<meta property=\"og:description\" content=\"This guide provides 8 tips on how to maximize Social Security benefits. 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